UK Banks, Credit Cards and Insurance Deals
Links to useful financial resources, plus information on the best buys
Santander Current Account - Get £100 to switch, and an impressive rate of interest for a current account. More details
Direct - Repeated voted as top in the customer service stakes, First
Direct was one of the UK pioneers in online and telephone banking, and
being a customer still carries some serious benefits, including a good-ish
interest rate on current account balances, and a high interest e-saver
account. Note that in Nov 2006, they ended their free banking for some customers. For more details on First Direct, see our First
- Citibank - Top interest rates on their current accounts, and at the time of writing, a free iPod Nano for new account sign-ups. More on our Citibank page
- Tesco Clubcard Credit Card: Earn even more Clubcard points. Collect 1 Clubcard point for every £4 you spend on the Clubcard Credit Card (Must have available credit. 1 point awarded per £4 spent in each purchase transaction (£4 min)). Representative 16.9% APR (variable)
More details: Tesco Clubcard Credit Card.
- Nectar Credit Card from American Express. This card gives you Nectar Points when you shop, and an introductory 5000 points when you first apply and spend £200. You'll get double Nectar points for the first 3 months and up to 4 nectar points for every £1 spent
The card is a rather stylish part-transparent card with chip-and-PIN, and has the usual features you'd expect such as a competitive APR, no annual fee, an online fraud guarantee, and also adds purchase protection (against accidental damage and theft for 90 days).
If you're a Nectar points collector, this is the card for you, even if all you do is take out a card to get the introductory Nectar points.
- Barclaycard Breathe -
If you want to do your bit for the environment, then consider a Breathe card. Spend on your card and Barclaycard will donate 50% of profits to environmental projects that help reduce carbon emissions and tackle climate change. The Breathe card is also more environmentally friendly than current PVC cards, recycled paper is used where necessary (e.g. card carriers, PIN mailers, etc), and you can recycle your cards. An interesting solution, with some handy offers for green users.
This card has always been highly recommended, mainly because it has
some of the better deals around. Sadly, the 0.5% cashback offer was
dropped in 2004, although they offer a decent cashback value is available with
selected retailers. More details on our Egg page
Alliance and Leicester eSaver. Top High-interest online savings account that you can open with £1. Interest is paid monthly. More details
- A way of paying bills online with just a Switch card
- Online payments
can be made to any email address can be made using your Mastercard,
Switch, Solo, American Express or Discover card. Excellent for sending money cheaply around
the world, or use Paypal when paying for Ebay.co.uk
AA - Famous for their unbeatable roadside assistance, the AA's
car insurance and car data checking is hard to beat too. If you're looking
for cheaper car insurance, let the AA do the hunting for you!
For cheaper car insurance and
home insurance, try AA
Insurance for special discounts
when taking out insurance online, and greater discounts
for AA breakdown members. The AA compare quotes from hundreds of insurers,
and are independent. Go
Insurance online is one of the leading providers of online travel
and holiday insurance for online UK residents on the Internet.
For more on car, home and contents insurance in the UK, see our Insurance page
are two main agencies in the UK that hold information about your credit
status, and for £2, they are obliged to send you a copy of your record,
under the Data Protection Act.. You'd be surprised what they know about
The reports contain
information on the electoral roll at your current and previous addresses,
details of which companies have been searching on you, and your credit history
with companies who you currently have credit with (purchases, mortgages,
loans and credit cards).
more, see our Be Safe page
One in 12 of
us have money stashed away that we know nothing about.... from schemes
we've cancelled, company pensions from ex-employers,or even saving schemes
set up for us by parents or grandparents. Apparently, there's £15
billion in unclaimed pensions, lottery tickets and policies. Take a
check to see if you're due any, at the Unclaimed
Over 50 and looking for life insurance without a medical? Consider the Scottish Friendly Over 50's Plan
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