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UK Reward Card and loyalty schemes

MBNA scheme
Details of UK rewards and loyalty card schemes. Staying loyal to a certain shop, service or credit card gives benefits such as cashback, free vouchers, money off, gifts or airmiles.
Take a look at the schemes currently on offer in the UK:

Scheme Value Details
Nectar 1pt=£0.005

Launched: 16th Sept 2002

Earn: Sainsbury's (2pts per £1), Debenhams (2pts per £1), BP (1pt per litre), Nectar Credit Card, London Energy, Threshers, and others.

Nectar card Redeem: 500pts=£2.50 at Sainsburys and Argos. Can also be redeemed at TGI, McDonalds, Odeon, Blockbuster, Lunn Poly, DFDS, Euro Tunnel, BMI and Virgin Atlantic, amongst others.

See our dedicated Nectar page, or talk about Nectar in our Nectar forum

Details: www.nectar.com

WH Smiths Clubcard 1pt=£0.002 Earn: 10pt for every £1 spent (minimum purchase £1)

Redeem: 500pts=£1.00 - Points can be redeemed at any time on purchases at WH Smiths.

Offers: Offering double clubcard points on purchases made via their online store.

Balance: Instore, or by contact details below. Not available online.

Details: www.whsmith.co.uk. Apply online, or fill in an in-store application form

Contact: 0870 4446444 or clubcard@whsmith.co.uk
Homebase Spend and Save 1pt=£0.01 Earn: Up to £200= 2pts per £1 up to £400 a year. Then, 10 points for every £1 over £400

Redeem: 100pts=£1

Balance: Not available online. Once you have spent a minimum of £50, statement with voucher posted to you to use in-store.

Details: www.homebase.co.uk

Contact: 0870-900 8098
GAME 1pt=£0.0025 What: High Street Computer Games (Was Electronics Boutique)

Earn: 10pts per £1.

Redeem: 1000pts = £2.50

Balance: Can check online.

Offers: Double points on pre-orders, and more. See Game's website

Details: www.game.uk.com

Contact: customerservices@game.uk.com or 0870 750 2743
Boots advantage card 1pt=1p Earn: 4pts per £1 spent instore or online at boots.com

Redeem: 1pt = 1p instore

Boots.com Balance: Available at Advantage Point machines in Boots stores, plus on Boots receipts. Balance not available online

Details: For details, or to apply for a card online, check out the "Advantage" section at www.boots.com/advantage/
Tescos Clubcard TBA Earn: Points when you shop at Tesco and Allders. You can also earn clubcard points at Beefeater, H Samuel, Powergen and the RAC

Redeem: Vouchers mailed quarterly once balance exceeds 150pts. You can also convert your points to Airmiles.

Balance: Available online

Details: www.tesco.co.uk

Contact: 0800 59 16 88
American Express Varies What: Points on all card transactions - Two schemes: Memership Rewards Essentials and Classic, but is not not available with American Express Blue Cards, American Express British Airways Cards, some American Express Corporate Cards, and some American Express Credit Cards. American Express Blue offers 1% cashback on purchases.

Nectar card from American Express Earn: Get 1 point for every £1 charged to card (Classic), or 1 point for every £2 charged (Essentials). Cashback on Amex Blue

Redeem: Rewards start from 500 points, and include flights and hotels.

Details: www.americanexpress.com/uk

Contact: 01273 863 863

BT Credit Card Up to 1p off per £1

Earn: Up to £75 a year off your BT home phone or BT Total Broadband bill.

BT Credit Card Redeem: Card is tied to your BT account, and your bill is reduced when you use the card.

See our dedicated BT Credit Card page

Details: ">www.bt.com/creditcard

MBNA Points Varies MBNA Points What: The MBNA Points MasterCard offers a wider choice of rewards than any other credit card. Earn at least one point for every pound you spend and treat yourself by redeeming your points for anything from holidays to high-street shopping or even cash.

Earn: 1 point for every pound spent on your credit card.

Redeem: Via your credit card account.

Details: www.applyonlinenow.com
Staples Business Rewards Varies Spend £100 a quarter, earn 2% back. 2% of spend goes towards your end-of-quarter rewards. You also get 20% back at Staples Copy & Print centres.

Contact: 0800 496 0648
Details: www.staplesrewards.co.uk
Buy & Fly Varies What: Redeem points for flights with 18 of the world's leading airlines including American Airlines, Air France, FlyBe and BMI, and save money on trips with travel companies including Thomson Holidays, P&O and Pontins.

Earn: You can earn by going to the cinema at the Odeon, and by being an RAC member

Redeem: Rewards start from 390 points for a European flight.

Details: www.buyandfly.com. They also offer a cashback card.
Sainsburys Reward Card N/a Replaced by Nectar on 16 November 2002

Contact: 0800-092 1000
Barclaycard Rewards n/a Barclaycard Rewards closed on 28 February 2003, to be replaced by Nectar, although in August 2005, Barclaycard ceased their affiliation with Nectar More.
BP Premierpoints n/a Scheme closed in 2002. Customers can now earn points on the Nectar Scheme.
Argos Premierpoints N/a Premierpoints stopped being issued from 29th July 2005, and could be redeemed up until 20th January 2006

Contact:
0845-120 4350

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Other reward schemes
Scheme Value Details
Greasy Palm Cashback up to 37% Cashback by cheque when you shop with associated retailers.

Summary: Shop online? How does the idea of getting cashback up to 37% sound? Take a look at GreasyPalm - their scheme offers cashback when you shop online, discount vouchers, payout in cash, not vouchers, and £2.50 to get started. Free to join, so there's nothing to lose!

Details: www.greasypalm.co.uk
MutualPoints 1pt=£0.0066 Earn MutualPoints by visiting site partners, clicking on links in selected email messages from MutualPoints (optional), shopping with big names via their site, or by introducing friends. This scheme represents the merger between the old MyPoints and The Mutual schemes.

Offer: Get a MutualPoints credit card. Opening an account adds 600pts to your balance, and you get 5pts for every £10 you spend.

Redeem: Vouchers for Sainsburys, Marks & Spencer, Argos, Debenhams and Dixons. Example: 750pts=£5 Dixons voucher

Details: www.mutualpoints.co.uk
ipoints Varies ipointsEarn ipoints by visiting site partners, shopping with big names via the ipoints site, or by completing questionnaires.

Redeem: Check how many ipoints you have, and pick products such as DVDs, electrical equipment, books, gifts, and vouchers from selected outlets

Offer: Get an ipoints credit card. Opening an account adds 200pts to your balance, and you get the equivalent of 1% cashback (in ipoints) whenever you use your card

Details: www.ipoints.co.uk

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The New Nectar Card

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