What is the BT Credit Card?
On this page, we take a look at how to knock money off your phone bill, with BT's Visa Credit Card
This is a handy little money-saver for you... If you use a credit card (and who doesn't?), make sure you're rewarded. BT has partnered with MBNA, and in July 2007, launched the BT Credit Card.
So, why might you want one of these bits of plastic? Here's the headlines:
BT Credit Card Benefits
- Up to £75 off your phone and Broadband bill each year
- 0% on balance transfers for the first year
- 0% on new purchases for three months
- No annual fee
If you get your phone or Internet service from BT, get a BT Credit Card, and reduce your BT bill just by using your card as you'd use any other card. Spend £200 a month and get £3 off your quarterly bill. You can shave £75 a year off your BT home phone or Broadband bill, just by using your card as normal.
BT Credit Card Review
BT are slowly dominating your home - as well as phone and broadband, you can now get telly from BT in the form of BT Vision, and those Home Hubs are slowly invading homes across the UK. Now, BT has teamed up with a major credit card partner to invade your wallet too.
Powered by MBNA, the BT Credit Card is a standard Visa card that rewards you for making your everyday purchases on the card. BT will cut 1p off home phone or BT broadband bills for every £2 that you spend on the card (up to £250), and then 1p off bills for every £1 you spend after that. The maximum you can save is £75 a year. There are better cashback offers out there if you look for them, but for convenience, BT's Visa Card is a good way of saving some cash without much effort or hassle.
If you get your phone or Broadband from BT, this is worth looking at, but you have to be in a position to pay off your balance in full each month, otherwise the interest you pay will exceed the money you save off your bill. At launch, the card offered 12 months 0% balance transfers, making this quite an attactive card.
Our view? If you get your phone or broadband from BT, and typically pay off your credit cards in full - this is certainly worth going for.
Nothing to lose, and well worth considering.
BT Credit Card designs
The BT Credit Card is a Visa card, and is available in a choice of colours: Black, Silver, Green and Girlie Pink.
Find out more about how to save money with a BT Credit Card at www.bt.com/creditcard