Details of UK rewards
and loyalty card schemes. Staying loyal to a certain shop, service or credit
card gives benefits such as cashback, free vouchers, money off, gifts or airmiles.
Take a look at the schemes currently on offer in the UK:
| Scheme | Value | Details |
| Nectar |
1pt=£0.005 |
Launched: 16th Sept 2002 Earn: Sainsbury’s (2pts per £1), BP (1pt per litre), Nectar Credit Card, London Energy, Threshers, and others. Also earn while you walk with Fitbug See our dedicated Nectar |
| Tesco Clubcard |
1pt=£0.005 |
Earn: Points when you shop at Tesco instore and online. (2 points for every £1 spent). You can also earn clubcard points with energy from E.ON Balance: Available online Details: www.tesco.co.uk Recommended: Tesco Clubcard Credit Card. Collect 1 Clubcard point for every £4 you spend on the Clubcard Credit Card (Must have available credit. 1 point awarded per £4 spent in each purchase transaction (£4 min)). (More on this card) Contact: 0800 59 16 88 |
| WH Smiths Clubcard |
1pt=£0.002 |
Earn: Redeem: 500pts=£1.00 – Points can be redeemed at any time Balance: Instore, or by contact details below. Not available online. Details: www.whsmith.co.uk. Contact: 0870 4446444 or clubcard@whsmith.co.uk |
| GAME |
1pt=£0.0025 |
What: Earn: 10pts per £1. Redeem: 1000pts = £2.50 Balance: Can check online. Offers: Double points on pre-orders, and more. See Game’s website Details: Contact: customerservices@game.uk.com or 0870 750 2743 |
| Boots Advantage Card |
1pt=1p |
Earn: 4pts per £1 spent instore or online at boots.com Redeem: 1pt = 1p instore Balance: Available at Advantage Point machines in Boots Details: For details, or to apply for a card online, check out the “Advantage” section at www.boots.com/ |
| American Express |
Varies |
What: Points on all card transactions – Two schemes: Membership Rewards Essentials Earn: Get 1 point for every £1 charged to card (Classic), Redeem: Rewards start from 500 points, and include flights and Details: www.americanexpress.com/uk Contact: 01273 863 863 |
| BT Credit Card |
Up to 1p off per £1.50 |
Earn: Up money off your BT home phone or BT Total Broadband bill. See our dedicated BT Credit Card |
| Staples Business Rewards |
Varies |
Staples – for all your business needs. Staples offer their Business Rewards Scheme in store (not online at staples.co.uk, sadly). Spend £100 a quarter, earn 2% back. 2% of spend goes towards your end-of-quarter rewards. You also get 20% back at Staples Copy & Print centres. Contact: 0800 496 0648 |
| Homebase Spend and Save |
N/a |
Scheme closed as of May 2009 – Homebase is now part of Nectar. Details: www.homebase.co.uk Got a question on Spend and Save, call: 0845 077 8888 or 0870-900 8098 |
| Sainsburys Reward Card |
N/a |
Replaced by Contact: 0800-092 1000 |
| Barclaycard Rewards |
n/a |
Barclaycard Rewards closed on 28 February 2003, to be replaced by Nectar, although in August 2005, |
| BP Premierpoints |
n/a |
Scheme closed |
| Argos Premierpoints |
N/a |
Premierpoints stopped being issued from 29th July 2005, and could be redeemed up until 20th January 2006 |
Keep up-to-date with reward scheme details – Join
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Other reward schemes
| Scheme | Value | Details |
| MutualPoints |
1pt=£0.0066 |
Earn MutualPoints Offer: Get a MutualPoints credit card. Opening an account adds 600pts to your balance, and you get 5pts for Redeem: Vouchers for Sainsburys, Marks Details: www.mutualpoints.co.uk |
| High Street Max / Club Prem / Rewards Now |
|
We’ve had a large number of complaints from people reporting unexpected debits on their credit card statements for £9.95 or £14.95 as a result of not reading the small print, and signing up to one of these monthly schemes. If you’ve been debited by such a scheme and need help cancelling or getting a refund, see our Adaptive Affinity Help and Advice page. |
See our Moneysaving tips section for other handy ideas.




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