UK Reward Card and Loyalty Schemes

Details of UK rewards
and loyalty card schemes. Staying loyal to a certain shop, service or credit
card gives benefits such as cashback, free vouchers, money off, gifts or airmiles.

Take a look at the schemes currently on offer in the UK:

Scheme Value Details
Nectar

1pt=£0.005

Launched: 16th Sept 2002

Earn: Sainsbury’s (2pts per £1), BP (1pt per litre), Nectar Credit Card, London Energy, Threshers, and others. Also earn while you walk with Fitbug

Nectar card
Redeem: 500pts=£2.50 at rel=”nofollow” and Argos.
Can also be redeemed at TGI, McDonalds, Odeon, Blockbuster,
DFDS, Euro Tunnel, BMI and Virgin Atlantic, amongst others.

See our dedicated Nectar
page
, or talk about Nectar in our Nectar forum

Details: www.nectar.com

Tesco Clubcard

1pt=£0.005

Earn: Points when you shop at Tesco instore and online. (2 points for every £1 spent). You can also earn clubcard points with energy from E.ON

Tesco ClubCard Credit CardRedeem: Vouchers mailed quarterly once balance exceeds 150pts.

Balance: Available online

Details: www.tesco.co.uk

Recommended: Tesco Clubcard Credit Card. Collect 1 Clubcard point for every £4 you spend on the Clubcard Credit Card (Must have available credit. 1 point awarded per £4 spent in each purchase transaction (£4 min)). (More on this card)

Contact: 0800 59 16 88

WH
Smiths Clubcard

1pt=£0.002

Earn:
10pt for every £1 spent (minimum purchase £1)

Redeem: 500pts=£1.00 – Points can be redeemed at any time
on purchases at WH Smiths.

Balance: Instore, or by contact details below. Not available online.

Details: www.whsmith.co.uk.
Apply online, or fill in an in-store application form

Contact: 0870 4446444 or clubcard@whsmith.co.uk

GAME

1pt=£0.0025

What:
High Street Computer Games (Was Electronics Boutique)

Earn: 10pts per £1.

Redeem: 1000pts = £2.50

Balance: Can check online.

Offers: Double points on pre-orders, and more. See Game’s website

Details:
www.game.uk.com

Contact: customerservices@game.uk.com or 0870 750 2743

Boots
Advantage Card

1pt=1p

Earn: 4pts per £1 spent instore or online at boots.com

Redeem: 1pt = 1p instore

Balance: Available at Advantage Point machines in Boots
stores, plus on Boots receipts. Balance not available online

Details: For details, or to apply for a card online, check out the “Advantage” section at www.boots.com/

American
Express

Varies

What: Points on all card transactions – Two schemes: Membership Rewards Essentials
and Classic, but is not available with American Express Blue Cards,
American Express British Airways Cards, some American Express Corporate
Cards, and some American Express Credit Cards. American Express Blue offers
1% cashback on purchases.

Earn: Get 1 point for every £1 charged to card (Classic),
or 1 point for every £2 charged (Essentials). Cashback on Amex Blue

Redeem: Rewards start from 500 points, and include flights and
hotels.

Details: www.americanexpress.com/uk

Contact: 01273 863 863

BT Credit Card

Up to 1p off per £1.50

Earn: Up money off your BT home phone or BT Total Broadband bill.

BT Credit Card Redeem: Card is tied to your BT account, and your bill is reduced when you use the card.

See our dedicated BT Credit Card
page
for more details

Staples Business Rewards

Varies

Staples – for all your business needs. Staples offer their Business Rewards Scheme in store (not online at staples.co.uk, sadly). Spend £100 a quarter, earn 2% back. 2% of spend goes towards your end-of-quarter rewards. You also get 20% back at Staples Copy & Print centres.

Contact: 0800 496 0648
Details: www.staplesrewards.co.uk

Homebase
Spend and Save

N/a

Scheme closed as of May 2009 – Homebase is now part of Nectar.

Details: www.homebase.co.uk

Got a question on Spend and Save, call: 0845 077 8888 or 0870-900 8098

Sainsburys
Reward Card

N/a

Replaced by
Nectar on 16 November 2002

Contact: 0800-092 1000

Barclaycard
Rewards

n/a

Barclaycard Rewards closed on 28 February 2003, to be replaced by Nectar, although in August 2005,
Barclaycard ceased their affiliation with Nectar.

BP
Premierpoints

n/a

Scheme closed
in 2002
. Customers can now earn points on the Nectar
Scheme
.

Argos
Premierpoints

N/a

Premierpoints stopped being issued from 29th July 2005, and could be redeemed up until 20th January 2006

Contact:
0845-120 4350

Keep up-to-date with reward scheme details – Join
our mailing list

 

Other reward schemes

Scheme Value Details
MutualPoints

1pt=£0.0066

Earn MutualPoints
by visiting site partners, clicking on links in selected email messages
from MutualPoints (optional), shopping with big names via their site,
or by introducing friends. This scheme represents the merger between the
old MyPoints and The Mutual schemes.

Offer: Get a MutualPoints credit card. Opening an account adds 600pts to your balance, and you get 5pts for
every £10 you spend.

Redeem: Vouchers for Sainsburys, Marks
& Spencer
,
Argos, and Currys.
Example: 750pts=£5 Currys voucher

Details: www.mutualpoints.co.uk

High Street Max / Club Prem / Rewards Now

 

BewareMade a purchase from VistaPrint, Flybe or Lastminute.com? You might find that you’ve joined one of the reward schemes offered by a company called Adaptive Affinity.

We’ve had a large number of complaints from people reporting unexpected debits on their credit card statements for £9.95 or £14.95 as a result of not reading the small print, and signing up to one of these monthly schemes.

If you’ve been debited by such a scheme and need help cancelling or getting a refund, see our Adaptive Affinity Help and Advice page.


See our Moneysaving tips section for other handy ideas.